Your Home Team For Life
Cindy,Geoff, & Lindsay Worrell
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Mortgage Approval today.
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Cindy@MortgagesByEMail.com

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Looking for a home in today's market can be a challenging task. Our goal is to have a central location that you can go to for all of the information you will need to make a wise decision on what may be the biggest purchase of your life. We are here to take the mystery out of shopping for a home and for a mortgage.

We are here to share our knowledge that we have gained over the combined 33 years of residential mortgage lending experience. We have seen many real estate cycles during that time, and realize, that for most people, owning a home is still a wise long term investment.

Our site has many links, including links to assist you in protecting your credit, a link to the Department of Housing and Urban Development, community profiles, and many more. We have designed this site to help you make a good decision for you.

Throughout your home shopping experience, you will be introduced to a number of terms and industry jargon. We'll help "translate" those terms into language that makes sense for you. Because over 90% of our clients have been introduced to us, we take special pride in working to make you happy.

There are several long term advantages of owning a home, including building wealth, having stability, and most importantly, having independence! You won't have to worry about moving every year or two, rental increases, paying for storage facilities for your extra "stuff", or not having the choice about what colors to paint your rooms. Today's market represents a golden opportunity for you to buy the home you want, at the price you want to pay, with a mortgage rate that is among the lowest in the past 10 years.


Save these Numbers in your Cell Phone Directories - They Will Come In Handy!

Direct Lines: (Cindy) 508-930-1792 or Geoff (508) 269-3747

Confidential Fax: 508-291-7369
CLWorrell@AOL.com
Geoff@MortgagesByEMail.com


CLICK HERE - Save Thousands on Your Purchase!

This is your one stop for all issues associated with the process of evaluating distressed properties. There are many distressed properties in Massachusetts, and one MAY be right for you. Our experts will assist you in evaluating the opportunity to make sure that you make the best decision. This is an area where you need an expert - a team that has keen knowledge of the market, home construction, and a solid network of suppliers to wisk you through the process! Working with this team will save you hundreds of dollars in home inspections, and will save you thousands of dollars during your negotiations to purchase a home.

40 Types of "Turbulence"

During the journey to home ownership, there may be some obstacles and hurdles that you may encounter. Ask us for the "40 Types of Turbulence Report" that identifies these issues. We have the knowledge of the market and the access to the resources that will help you along the way. We'd love to have the opportunity to share our expertise with you to help smooth out the bumps that you may encounter along the way. We have been licensed real estate brokers in Massachusetts for over 22 years.

Keep your personal information a secret...
Click Here To Avoid Those Annoying Dinnertime Calls

We respect and value your privacy. Join the millions of Americans who have "Opted Out" of receiving unsolicited credit offers and hundreds of phone calls during dinner from very annoying people whom you don't know! It will take you 3 minutes. Opting out will simplify your life,it will reduce your junk mail, and it will end most of those annoying phone calls. Your privacy is priceless.  

Celebrate Your New Home!
A new home deserves a celebration. The Worrell Lending Team is pleased and proud to celebrate your new home purchase with a special gift from "This Takes the Cake", a custom bakery that specializes in wedding and special occasion cakes, as well as breads and pastries. Please click below to visit the website! (Call us for details on this special offer!)
Click Here - This Takes The Cake!


A Wealth of Information to Help You!

This link will take you directly to the Department of Housing and Urban Development's website. You will find plenty of information about home ownership, Federal laws that are designed to protect our citizens, and much more. Please use this site as a guide. We can help answer any questions you may have, as we have several years of experience in working with Government loan programs. At times the site can be overwhelming, so just send us a quick e mail and we can decipher the "code", and help you. 
CLICK HERE - Your Direct Link to The Department of Housing and Urban Development

Why Should You Select Us?

Cindy, Geoff and Lindsay lead a team of professionals who are dedicated to serving clients. Over 90% of our clients were introduced by a friend, family member, co-worker, business associate, or neighbor who were satisfied with the help they received in making their dreams come true. In addition, the Worrell Family makes a significant commitment to the community and charities. We look forward to working with like-minded people who are interested in having a relationship with a caring Lending Team.


CLICK HERE For Mortgage Information

For all your mortgage needs, this is the direct link to Cindy's website at Franklin American Mortgage Company. You can use the calculators, get industry reports and see market trends, connect to Bloomberg.com, get links to other sites, find out more about Franklin American, or even apply online. (We are licensed by the Division of Banks in the Commonwealth of Massachusetts as a mortgage lender and broker MC 5210.)

Click here to logon now.

COMMUNITY INVOLVEMENT

We work with a number of organizations in the area, including the Massachusetts General Hospital, The Jimmy Fund, The YMCA, The Dick Melloni Youth Foundation, Museum of Fine Arts, The Avon Beast Cancer Foundation, the Tri County Music Association, and many more. If you are interested in having us work with you on an event or campaign where the proceeds benefit a charity, please contact us. 

Thinking About Home Improvements?

If you are thinking about making improvements to your home, selecting a contractor is the first and most important step in the process. Call us for a great referral from our network!!

7  Common Mistakes Sellers Make

Making just one mistake can cost you thousands of dollars when you sell your home. Learn how to avoid these common mistakes and make thousands of extra dollars when selling your home.

9 Ways To Save Money When You Buy Your House

Knowledge is money. You can save thousands of dollars when you buy a house. You could also lose thousands of dollars if you do not know the right way to purchase.
Why get Pre Approved?
Most homes today are purchased with some type of financing. Since this is typically a consumer's largest obligation, it is important to know what the monthly investment will be.

Valued Supplier Listing
We have worked with a number of suppliers who provide exemplary service. As any homeowner will tell you, it is critical to have home repair/service personnel that you can trust to do the proper job right the first time. Please contact us if you need the name of a trusted supplier. Typical categories include home inspection, insurance, attorneys, doctors, dentists, and many more!
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View thousands of homes in communities throughout Massachusetts. We'll provide you with the STREET ADDRESS, so you can determine if the neighborhood "works" for you - remember, LOCATION, LOCATION, LOCATION!

Click Here to Join

Registered members can view a home´s complete detailed property information. Qualified members can receive an email every morning, 7 days a week, describing all the homes that were listed the previous day that match your home selection criteria, including the property address. Click here to learn how you can become a member. Membership is FREE! (This is especially helpful if you are not currently working with a Buyer's Agent.)

You will also be notified when interest rates go down!!!

Information For Home Buyers

CONGRATULATIONS! You have decided to buy a new home. These pages will help you take this big step by describing the home buying process.

Information For Home Sellers

Learn how to get top dollar for your home. Some basic steps can help set the right price for your home. How to qualify a buyer to make sure you are not wasting your time. What are the major tax implications when you sell your home?

Getting a Mortgage

One call is all you need!! We work with a nationwide network to bring thousands of mortgage options to our clients. We digest all the information including guidelines, and qualification criteria to make sure that we select the mortgage program that meets your goals and expectations.

Learn About Your New Town!

Commonwealth Communities is your resource for finding information on the 351 cities and towns in Massachusetts. Each community page, which you can find alphabetically or by county, has links to information provided by state agencies. You can find public school and community profiles, summaries of municipal finances, state legislators, regional offices for a variety of state agencies, and more. Also included are links to official city/town and public school websites, and other community sites that provide substantial civic information

We Make Your Dreams Come True - Contact Us Today!